You may want to hire a professional before making any decision. All FICO® Score products made available on myFICO.com include a FICO® Score 8, and may include additional FICO® Score versions. The checkout girl looked at me funny. Copyright ©2001-document.write(new Date().getFullYear()) Fair Isaac Corporation. Looking at your file and other limits, it kind of is! WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our. For visitors with visual disabilities, access to this website, including our FICO Data Privacy Policy, is available through assistive technologies, such as BrowseAloud, JAWS, VoiceOver, Narrator, ChromeVox, and Window-Eyes. The Menards credit card is exactly that – and more. Your credit score can therefore only be used as a guideline. Rewards credit cards come with major benefits, and to qualify for the privilege of using them, you'll need a credit score of 670 or higher. Further information is available in our FICO Data Privacy Policy. You generally need fair credit for Menards card approval, which means a credit score above 640). Read on to see the list of benefits. A score below 580 is considered poor, a score in the range of 580 – 669 is considered fair, and a score above 670 is deemed good. Credit score requirements: Credit Score requirements are based on Money Under 30’s own research of approval rates; meeting the minimum score will give you the best chance to be approved for the credit card of your choice. FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. I applied for their BIG CARD online, got a "call the 800# for verification" message, and called. Having too many credit inquiries can lessen your chances of getting approved. You generally need fair credit for Menards card approval, which means a credit score above 640). Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Luckily, there are credit cards available for every range of credit score. Your credit score can therefore only be used as a guideline. Thank you for applying Congratulations! All rights reserved. First posted on 09/29/16 WalletHub editorial content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any company. You will receive your Menards® BIG Card in the mail within 7-14 days, but you can start shopping - 3703216 Menards has just about everything a growing boy needs except beer. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. Standard message rates apply. Your credit score can therefore only be used as a guideline. You will receive your Menards® BIG Card in the mail within 7-14 days, but you can start shopping today at your nearest Menards store with your photo ID. Please review and print a copy of your Terms and Conditions, Privacy Notice, and Promotional Financing information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. You generally need fair credit for Menards card approval, which means a credit score above 640). It's easy, secure and convenient. However, issuers consider your overall financial picture, including your income and existing debt obligations, when making approval decisions. To see where you stand, and thus estimate your odds of approval for this card, you can check your credit score for free on WalletHub. Last reviewed on 07/22/19. 2. take my SS card to my local Menard's and have THEM call CapOne. However, issuers consider your overall financial picture, including your income and existing debt obligations, when making approval decisions. Credit scores range from 300 to 850, with 300 considered a “very poor” score and 850 considered “excellent.” About 66% of Americans have a “good” or better FICO score. You will receive your Menards® BIG Card in the mail within 7-14 days, but you can start shopping today at your nearest Menards store with your photo ID. If you don’t know your credit score, use our free credit score estimator tool to get a better idea of which cards you’ll qualify for. If you’re looking to apply for a first or second credit card, you should know how your credit score will affect your chances of approval. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Discover IT $32,500, Chase Freedom $1,000.00, Sears Mastercard $10,000, Wal-Mart DC $10,000.00, Kohl's $3,000.00, Chase Slate $52,000.00, 3 Rivers FCU Platinum Mastercard $25,000.00, IU Credit Union $25,000.00, Penfed LOC $25,000.00, Fort Financial CU $15,000.00, Home Depot $22,000.00, Lowe's $20,000.00, Penfed Power Cash Rewards $25,000.00, PenFed Travel Amex $25,000.00, Value City Furniture $10,000.00, PNC Points Visa Signature $15,000.00, GM Buy Power card $5,000.00, BOA 123 Visa Siggy, $62,000.00, Citi DC $15,000.00, GM Extended Family $3,000.00, Fire, Police, City, County, FCU $10,000.00, TU 791, Eq 765, Exp 772, Chase Freedom* Cap1 QS1* Cap1 QS1* Wal-Mart* Amazon* One Stop Plus* Avenue* Burke's Outlet* PayPal Credit* Fingerhut* Barclay Apple Rewards* Belk Rewards* Care Credit* Home Depot* Lowes. If you’re using too much of your existing revolving credit, it’s a sign that you may not pay them back. Enter your cell phone number and we’ll send you a link to install the WalletHub app. But even if you have poor or no credit, there are credit cards to help build your credit. Wherever your credit score falls, there’s a credit card for you. What credit score is needed for Office Depot Credit Card? I love both the store and the card's 2% on everything. More details on software and accessibility are available at WebAIM.org. This application is encrypted and secure. and Capital One, N.A., Members FDIC. We are committed to being fully transparent with our readers. If I ever need long term financing, they have the 4% for 4 years. When you register for our products and services, we also collect certain personal information from you for identification purposes, such as your name, address, email address, telephone number, social security number, IP address, and date of birth. @warren_flace Thank you for the heads up on the CLI! Many factors affect your FICO Scores and the interest rates you may receive. Privacy/Security information | Contact Us | FAQs | Web Site Terms & Conditions | Accessibility, This site provides information about and access to financial services offered by the Capital One® family of companies, including Capital One Bank (USA), N.A. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. It’s also important to make sure that you haven’t applied for too much credit in the recent past. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. © 2014 Capital One. However, issuers consider your overall financial picture, including your income and existing debt obligations, when making approval decisions. Your credit score can therefore only be used as a guideline.